No Interest Loans Scheme (NILS) - St Vincent de Paul Society QLD
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    No Interest Loans Scheme (NILS)

    NILS lends up to $1200* to low income earners with repayments from $30 per fortnight.

    What is NILS?
    The No Interest Loan Scheme (NILS) is a community credit program as one loan is repaid another loan can be given out. The NILS scheme will  lend up to $1200* to low income earners with repayments from $30 per fortnight. This is for the purchase of essential electrical goods, such as refrigerators, washing machines or televisions.

    Who can access these loans?
    To be eligible to apply you must:

    • have been at your current address for a minimum of three months
    • be classified as low income or receive a Centrelink payment
    • be over the age 18.

    Where is NILS available?
    NILS currently operates across Queensland.

    What are the benefits?
    NILS is designed to help those who would have difficulty in obtaining finance for these critical items from traditional means.

    Can I volunteer for NILS?
    Yes, Volunteers must be over 18 and will undergo a suitability screening upon application, for more information please contact 07 3010 1029.

    How can I find out more?
    For more information about the NILS program, please phone (07) 3010 1029 or email

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