No Interest Loans for Vehicles (NILS4V) - St Vincent de Paul Society QLD
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    No Interest Loans for Vehicles (NILS4V)

    NILS 4 Vehicles lends up to $5000 interest-free for purchase of an essential vehicle

    NILS4Vehicles for people and families on low incomes to purchase a vehicle for essential services.


    What is NILs for Vehicles?

    The No Interest Loans for Vehicles (NILs4V) program is a part of the No Interest Loan Scheme (NILS), a community credit program where one loan is repaid so another loan can be given out.

    NILs4V are available from $2000 – $5000 for the purchase of an essential vehicle including cars, scooters, mobility scooters, motorcycles and boats.


    Who can access these loans?
    To be eligible to apply you must be:

    • classified as low income or receive a Centrelink payment
    • over the age 18
    • a permanent resident (or have relevant bridging visa)
    • willing to undergo a credit history check

    Where is NILS available?

    NILs4V currently operates across Queensland.


    What are the benefits?

    NILS4V is designed to help those who would have difficulty in obtaining finance for these critical items from traditional means. No Interest – Pay back only what you borrow. Payments are via Centrepay or Direct Debit


    How can I find out more?
    For more information about NILs4V, contact 1800 846 643 and select menu option 4 or email

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