What is NILS?
The No Interest Loan Scheme (NILS) will lend up to $1200* to low income earners, with low repayments from $20 per fortnight, for the purchase of essential household items such as refrigerators, washing machines, beds, lounges and Television. Documents are required to verify income, expenditure, identification and loan purpose.
Who can access these loans?
If you meet the following criteria you are eligible to apply.
- Been at your current address for a minimum of three months
- Classified as low income
- Over the age 18
Where is NILS available?
NILS is currently available across the State.
What are the benefits?
NILS is designed to help those who would have difficulty in obtaining finance for these critical items from traditional means.
Can I volunteer for NILS?
No, volunteers are not needed for this service.